ACH Same Day
Queued in the next available ACH Batch
Not operational on weekends
ACH
Queued in the first available ACH Batch in the following day
Not operational on weekends
Fedwire
Processed same day if within Fedwire cutoff (7 PM ET)
Not operational on weekends
SEPA Instant
Processed instantly (24/7, including weekends)
SEPA Credit
Up to 2 business days
Not operational on weekends
Stablecoin transfers: Near-instant
Refunds
While most transactions are processed almost instantly or within a few business days, certain returns may take additional time to complete.
This usually occurs when a transfer requires extra coordination between the different financial institutions involved. Because this process involves multiple verification steps to ensure your funds are moved securely, these cases are typically processed within 14 business days.
We monitor these cases closely to ensure everything is handled correctly. If it has been more than 14 business days since your return was initiated, we recommend reaching out to your bank to see if they have received the incoming credit.