A virtual account is a set of bank account details that’s assigned to you for the purpose of receiving deposits. It works just like a regular bank account for incoming transfers, but it isn’t a full traditional bank account. Instead, the funds you receive are automatically credited to your balance within the linked app/platform.
Once money is sent to your virtual account details, it will appear in your Noah balance and can then be used or withdrawn according to your needs.
If your verification was successfully approved, and you already have your virtual account details (IBAN, account number, routing number, sort code, etc.), you can receive money using the steps below.
Receiving Third-Party Deposits (Someone Else Sending Money to You)
Third-party deposits are allowed, and the process is simple:
Share your virtual account details with the person or business sending you money.
The sender must create a transfer using their bank and enter the details exactly as listed.
They complete the payment from their side.
Once the funds arrive, we credit your balance automatically.
Depositing From Your Own Bank
1. Log in to your bank or payment provider
Use online banking or your mobile banking app.
2. Select “Transfer” or “Send Money”
Choose the option used for bank transfers (ACH, wire, or SEPA).
3. Enter the virtual account details
Copy the details exactly as shown in your Noah app.
If you're asked to provide the beneficiary address, you need to input your residential address.
4. Enter the amount and confirm
Your bank will process the payment and send it to your virtual account.